Savings Account Tip: A Money Expert’s Tip To Save Pounds In Pounds To Keep You From Diving Personal Finances | Finance
Kia, who hosts the Pennies to Pounds podcast, 23, shares money tips with thousands of people online. The savvy spender started out by helping her friends and her college, and now runs the award-winning podcast and online financial literacy hub Pennies to Pounds.
“I think it really helped me to keep my savings and not dip into it, and to be a lot more disciplined.”
The saver, who hosts savings tips and challengers on her Instagram account, explained that it was a tip she adapted after receiving advice to do something similar to adolescence.
“That was one of the tips my parents gave me when I was 17, and as I got older I thought it was really good, I’m going to have a savings account for this and that. .
“When you create an account, you don’t need to register for online banking, so you don’t select this option.”
Kia explained her journey to run her own financial literacy program.
She said: âI have always been interested in personal finance. My parents, when I was younger, taught me about the fiancÃ©. As I got older, they taught me different money lessons as I went along. as I grew older.
âThe first money lesson I learned was to have a piggy bank, where my parents put the money I was given as a gift.
âWhen I reached the right age, around 11, we opened a savings account, a junior account. My mother took me to the bank and I had a little savings book. My mother Took me once a month to put in my change. “
After learning about financial responsibility at a young age, she realized that not all of her peers received the same education when they were studying French and business at university.
Kia said: “When I went to college and left home, that was when I was shocked. Even though my parents had taught me lessons, the putting it into practice is another lesson – learning to manage bills, budgets and manage I was really good at it, but it was still a period of adjustment.
Â£ I noticed that I had a lot of friends who were having a lot of trouble. I helped my friends budget money when they needed help. Then I realized, you know what, if my friends are in trouble, other kids our age are in trouble.
Â£ So, I started a Youtube channel in 2018, when I was 20, where I created Youtube videos on PF.
âI was still trying to find my feed and it didn’t get the reception I was expecting initially, so I paused it.
âIt was later in 2019 when I wrote a thread about buying help for Isa, which ended up going viral. People were asking me to write more threads. Then they got me. asked to do something else, they wanted to consume the content in another way, so I set up the Pennies to Pounds podcast. “
Now Kia provides advice on its Youtube to nearly 2,000 subscribers and on TikTok to almost 10,000 subscribers here.