August 2020

Long-term investors can do their best by incorporating exchange-traded funds that target environmental, social and governance principles into a diversified retirement portfolio.The US Department of Labor has discouraged consideration of…

If you want to buy a home, refinance your mortgage, or buy a car, record interest rates may convince you that the world of borrowing is your oyster. But this oyster is more and more difficult to break.The average interest rate on a 30-year…

Singapore's Central Provident Fund (CPF) program provides an oasis of safety against the Covid-19 pandemic. The CPF Ordinary Account (OA) has paid an interest rate of 2.5 percent per year for many decades. While the money is safe because…

Compound interest is a powerful force for people who want to build up their savings. That's why understanding how it works - and how to exploit it - is very important.Definition of compound interestWhen you deposit money into a…

Make sure you aren't overpaying on your loan. (iStock) If you need to take out a loan for an emergency, a major purchase, or to consolidate debt, you're probably looking for the most affordable way to borrow money. When you need…